Is debt one of your money pain points?

When I first started to learn how to manage my money, the FIRST goal I set was to pay off my debt.  It turned into a four year process and I learned a lot along the way. 

When I was in my late twenties I got divorced.  I lost an income and I got the kid (who I love to death), the house (with the big mortgage), and a stack of credit card debt. 

I found the credit cards overwhelming.  I had 4 or 5, so every week a new statement would show up in the mail.  It was a never ending, vicious cycle.  I was paying credit card bills every week and as fast as I paid them, the balance would continue to go up.

When I finally committed to paying off that debt, I had to come up with a way to do it that would make me successful.   It wasn’t an overnight process.  I made a ton of mistakes along the way.

I originally set a goal of having it paid off in four years.  And let me tell you, the day I figured out it was going to take that long, I sat at the kitchen table and I balled like a baby.  Where the hell had all that money gone?   I looked around and I didn’t see anything, except a pile of credit card bills.

It ended up taking me three of the four years to pay those bills off and I’ve never looked back. 

Today I’m going to share with you four things that worked and the four things I’d do differently if I had to do it over.  Some of them are going to surprise you.

If you want to get your credit cards (and any other debt) that are making you nuts under control for good, you won’t want to miss this show. 

Today’s show notes are at www.RealFamilyFinance.com/episode19